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5 Things You Don’t Want to Forget About When Building a Custom Home

February 27, 2026

5 Things You Don’t Want to Forget About When Building a Custom Home
Because what you don’t plan for can cost you.

Building a custom home is one of the most meaningful and exciting investments a family can make, but it can also come with unexpected costs if you’re not prepared.  At Overstreet Builders, we believe the best way to approach a custom home is with clarity, careful planning, and a collaborative process. From site selection to finishing touches, knowing what to anticipate and how to address it ensures your home reflects your vision without surprises along the way. 

Yet one of the biggest concerns homeowners share at the beginning of the journey is simple:

“What costs might we not be thinking about?”

At the luxury level, our clients aren’t looking for the lowest number, they’re looking for transparency, quality, alignment, communication and confidence.

That’s where transparency, expert collaboration, and a relationship-driven culture matter most.

Let’s walk through the commonly misunderstood costs in custom home building, and how our Proven Process addresses them proactively.

1. Site & Lot Development: Starting with the Right Foundation

Before a home begins to rise, the land must be prepared.

Depending on the property, costs may include:

  • Tree removal and clearing
  • Soil testing and engineering
  • Excavation and grading
  • Utility connections
  • Stormwater management requirements
  • Well or septic systems (if  applicable)

Two lots can look similar on the surface but vary significantly in preparation costs.

How we approach it:
During our 
Discovery & Vision phase, we evaluate the lot early, whether you already own it, are building in one of our communities, or need help finding the right property. We collaborate with engineers and trusted experts upfront, so site conditions are understood before design decisions are finalized.

“They have this process leading up to when the construction starts, it is very thorough.  …That process is critical.”
— Overstreet Homeowner

2. Architectural & Engineering Coordination

True custom homes require thoughtful coordination between architect, engineer, builder, and municipality.

This can include:

  • Custom architectural development
  • Structural engineering
  • Energy compliance
  • Permit submissions and revisions
  • HOA approvals

The more custom the design, the more behind-the-scenes collaboration is required.

How we approach it:
Through our 
Architectural Collaboration phase, we work closely with you and your architect to refine layout and structural details while keeping budget alignment in focus. Our commitment to excellence means nothing is rushed and details are carefully coordinated before construction begins.

“Overstreet was amazing and they guided us the whole way from A to Z.”
— Overstreet Client

3. Selections That Naturally Evolve

Allowances are placeholders for cabinetry, appliances, tile, lighting, and more.

What often happens?
As homeowners begin selecting finishes, they fall in love with upgraded materials — custom millwork, natural stone, designer fixtures.

This isn’t unexpected. It’s part of the creative process.

How we approach it:
During 
Selections & Personal Touches, you work closely with our selections coordinator and trusted vendors. Because we track budgets in real time and communicate openly, you understand how each decision impacts your overall investment before it’s finalized.

Transparency here prevents surprises later.

You can really build a beautiful home that’s not wildly expensive.”
--- Overstreet Homeowner

4. Change Orders & Construction Adjustments

Even small mid-construction changes can affect multiple trades — framing, electrical, HVAC, drywall — influencing both cost and timeline.

This is often where frustration builds in poorly managed projects.

How we approach it:
Our 
Transparent Pricing & Specifications phase finalizes detailed scope and pricing before we break ground. During Construction & Communicationour experienced in-house team and trade partners execute with craftsmanship and care while maintaining consistent updates.

If adjustments arise, conversations happen proactively, never after the fact.

“They were always super transparent and very responsive.”
— Overstreet Homeowner

That’s the benefit of a relationship-driven culture. Communication is constant, not reactive.

5. Exterior Completion & Finishing Details

Many homeowners focus on interior finishes, but exterior completion brings the home to life.

Commonly underestimated expenses include:

  • Driveways and walkways
  • Landscaping design and      installation
  • Irrigation systems
  • Outdoor living spaces
  • Exterior lighting

How we approach it:
We discuss these elements early during 
Architectural Collaboration, so your home feels complete at move-in, not phased or unfinished.

“Seeing the behind the scenes of home care they take….was really an amazing feeling.”
— Overstreet Homeowner

What Transparency Really Means at Overstreet Builders

Transparency isn’t just about numbers.

It’s about:

 Listening first
 Collaborating with trusted experts
 Providing detailed specifications
 Communicating consistently
 Standing behind our work long after closing

Our final step, Completion & Beyond, reflects our belief that the relationship doesn’t end at closing. We remain a trusted resource with dedicated customer care and warranty support.

Because for us, this isn’t just about building homes.

It’s about building long-term relationships grounded in trust, craftsmanship, and excellence.

“We love it here”
— Overstreet Homeowner

Ready to plan your custom home with confidence, whether its in one of our communities, on your lot, or finding a lot? 

Call 630-226-0460 to schedule a Discovery meeting with our team and see how our Proven Process keeps your project on track from vision to move-in. 

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